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Forum Thread

[Emera Bank] Loaning System

Forum-Index Suggestions Rejected [Emera Bank] Loaning System
React
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Trainerlevel: 44

Forum Posts: 58
Posted: Sun, 21/01/2018 10:06 (6 Years ago)
Emera Bank — Loaning System

I've got an idea — what about a loaning system on PokéHeroes?

What it'd do?

As the title suggests, it's just a simple loaning system. It'd look like this:











[P.S.: Sorry, for making changes to the code, Riako!]

If you like this idea, please support it!

- OfficerJenny
KirishimaEijiro
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Trainerlevel: 115

Forum Posts: 1,139
Posted: Sun, 21/01/2018 10:14 (6 Years ago)
This idea has already been suggested

Here

And

here! (Rejected)

So please go and show the first one your support!


React
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Trainerlevel: 44

Forum Posts: 58
Posted: Sun, 21/01/2018 10:16 (6 Years ago)
@-Gladipus-
It contains something graphical... And is way too short...
Corviknight
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Trainerlevel: 47

Forum Posts: 715
Posted: Sun, 21/01/2018 10:20 (6 Years ago)
I honestly don’t see the point in this, you can just keep the money on you. No support from me, I just don’t think this is necessary.
jelly_
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Trainerlevel: 43

Forum Posts: 493
Posted: Sun, 21/01/2018 10:28 (6 Years ago)
No support, I agree with Knighty that there is basically little point in this. Problems also rise from having this; what if people can't pay back the money after buying the thing they want?

If you want to loan money there are plenty of trusting people on the site, ask them. There's no need for a loaning system.

(Quickie edit that popped into my mind: What if people buy nuggets for Premium and they can't pay the allocated nuggets back? A lot of people will be in debt with this implemented.)


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Jack
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Trainerlevel: 53

Forum Posts: 149
Posted: Sun, 21/01/2018 11:13 (6 Years ago)
No support !

Firstly, it has already been suggested before and has been rejected as well.

Secondly, what if the person doesn't has the amount he has to return on that date ?
There is a slight possibility that people might intend to scam the bank as well.
Suvichan
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Trainerlevel: 36

Forum Posts: 571
Posted: Sun, 21/01/2018 11:23 (6 Years ago)
Loaning nuggets would be like.....no one will buy nuggets and will keep on getting free premiums.
And, what if the user don't have the needed pd/nuggets?


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Maniac
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Trainerlevel: 94

Forum Posts: 336
Posted: Sun, 21/01/2018 11:49 (6 Years ago)
No support

I can already see people taking advantage of this feature if it gets implented.
They can just loan PD/nuggets, and then “dissapear“ so they don’t have to pay back (if they don’t have enough to pay back).

Someone with multi-acc would probably loan some stuff, send it to their main acc, and then never come back to their other acc - or choose a ridiculous year (ex. 2101, 3200) to pay back the loan.



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FearlessDragonite
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Trainerlevel: 81

Forum Posts: 942
Posted: Sun, 21/01/2018 15:08 (6 Years ago)
No support

I'm just going to add on to this. qoute

Quote from ManiacI can already see people taking advantage of this feature if it gets implented.
They can just loan PD/nuggets, and then “dissapear“ so they don’t have to pay back (if they don’t have enough to pay back).

Someone with multi-acc would probably loan some stuff, send it to their main acc, and then never come back to their other acc - or choose a ridiculous year (ex. 2101, 3200) to pay back the loan.



This would also bring Begging. I would not want to be bothered for 8K nuggets from some person I rarely talk to or even just met asking me for what I have earned over my two years here. Also I see in no way how this would help, we can already freely give PD/Nuggets if we wish to do so.



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CatLady
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Trainerlevel: 99

Forum Posts: 8,331
Posted: Sat, 27/06/2020 11:33 (3 Years ago)
This suggestion has received less than 60% support and was moved to rejected.

Total votes: 28
Support ratio: 25%
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