Forum Thread

there should be loan scheme in emera bank so we can take loan if we need what your opninion

Soooooo, according to google, the meaning of Loan is

Quote from 'Google

a thing that is borrowed,
especially a sum of money that is expected to be paid back with interest.
"borrowers can take out a loan for $84,000"

And the word loan is associated with credit which means

Quote from 'Google

The ability of a customer to obtain goods or services before payment, based on the trust that payment will be made in the future.

And then I thought about credit cards, which according to google…

Quote from 'Google

A small plastic card issued by a bank, business, etc., allowing the holder to purchase goods or services on credit.

Then I remember the same idea, pretty much suggested and rejected here.

My argument is life isn't easy like that, you don't want to teach kids life is easier with loans and credit cards. Plus, what is the use of this? Money is pretty easy to get once you are ahead, you just need to play the game for awhile.

This is coming out of a 11 years old mouth that rarely goes outside that keeps their money with themself instead of putting it in a bank so I don't really know what is loan and credit card, had to search it up, so I might aswell be wrong about these informations.

No support because a person might get a loan and never pay it off.

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I have to agree with several other users on this.
I don't think we should encourage the idea of getting loans from the bank, particularly when they can land people in financial crisis if not payed off, and although this is a fun site that shouldn't be too serious, there should be some restrictions and strict rules if a loan scheme were to be introduced.

Additionally, doesn't it take some of the fun out of the game? The idea of building up money through auctions, finding materials/items other users might need, etc, I think is better rather than bringing dollar after dollar of money from a bank.
Besides, I just think people would abuse the system and use it for their own gain (Getting legendaries, rare items, etc) and wouldn't bother to re-pay and again, that's something we should highly discourage, particularly for younger users on this site.

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I support this but there must be a set maximum amount of loan taken and the time until to give it back and the time to take loan again like if you once took loan and fill that again you will get loan after a month or week but there must be something to put in the bank like an item and until you give lone it will stay there